Pre-Grant Publication Number: 20090055227
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Prior Art Detail
Summary / Description
| Summary / Description | There is disclosed a system that enables an efficient and flexible way to provide automated rating and underwriting based on a specific set of rules. The system includes a software running on a centralized or distributed computing system and accessing different databases. The software system can be access by insurance carriers and their agents located in one single location or distributed geographically. |
Basic Information
| Type of Prior Art | Issued Patents - US |
| Country | United States of America |
| Patent/Application # | US20070185743 |
| Kind Code | United States (US) - United STATES Patent - A |
| Patentee Name | Jinks; Jill K.; (Marietta, GA) |
| Relevant Pages, Columns, or Lines | abstract, claim 1, 7 |
| URL | http://tinyurl.com/cxoas4 |
| Filing Date | February 23, 2007 |
| Additional Information | |
Notes / To Do
| Notes | |
Excerpt
Excerpt There is disclosed a system that enables an efficient and flexible way to provide automated rating and underwriting based on a specific set of rules. The system includes a software running on a centralized or distributed computing system and accessing different databases. The software system can be access by insurance carriers and their agents located in one single location or distributed geographically
CLAIMS
1. A system for improving insurance quoting and underwriting, the system interfacing with a remote server, the system comprising: a policy administration module for implementing core policies and client customization and outputting a client policy; a billing module for generating a bill to each client according to the client policy; a claims module for processing claims according to core claims features, the claims module further being capable of customizing according to each individual client policy; and an interface module for sending and receiving information from the remote server.
7. A method for improving insurance quoting and underwriting, the method comprising the steps of: receiving customer information; customizing customer information according to core policies; outputting a client policy; and generating a bill according to the client policy.
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Relevance
Claims
1
Relevance
ABSTRACT: There is disclosed a system that enables an efficient and flexible way to provide automated rating and underwriting based on a specific set of rules. The system includes a software running on a centralized or distributed computing system and accessing different databases. The software system can be access by insurance carriers and their agents located in one single location or distributed geographically.
[Thus, the system of US20070185743 discloses a system for underwriting based on a specific set of rules and by accessing different databases, which maps on to part 1 of the claim of the current patent application]
ABSTRACT: There is disclosed a system that enables an efficient and flexible way to provide automated rating and underwriting based on a specific set of rules. The system includes a software running on a centralized or distributed computing system and accessing different databases. The software system can be access by insurance carriers and their agents located in one single location or distributed geographically.
[Thus, the system of US20070185743 discloses a system for underwriting based on a specific set of rules and by accessing different databases, which maps on to part 1 of the claim of the current patent application]
Claim Chart
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2
Relevance
CLAIM 1. A system for improving insurance quoting and underwriting, the system interfacing with a remote server, the system comprising: a policy administration module for implementing core policies and client customization and outputting a client policy; a billing module for generating a bill to each client according to the client policy; a claims module for processing claims according to core claims features, the claims module further being capable of customizing according to each individual client policy; and an interface module for sending and receiving information from the remote server.
[This claim of US20070185743discloses a bill generation policy which maps on to the billing module for generating a bill to each client according to the client policy. Thus the methodology of providing discounts, as disclosed in the claim of the current patent application can be seen in this claim of US20070185743]
CLAIM 1. A system for improving insurance quoting and underwriting, the system interfacing with a remote server, the system comprising: a policy administration module for implementing core policies and client customization and outputting a client policy; a billing module for generating a bill to each client according to the client policy; a claims module for processing claims according to core claims features, the claims module further being capable of customizing according to each individual client policy; and an interface module for sending and receiving information from the remote server.
[This claim of US20070185743discloses a bill generation policy which maps on to the billing module for generating a bill to each client according to the client policy. Thus the methodology of providing discounts, as disclosed in the claim of the current patent application can be seen in this claim of US20070185743]
Claim Chart
All
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