a) a database on a server comprising account information for the user, said account information comprising a user ID, a primary password, at least one secondary password, and a rules record specifying actions to be taken if one of the least one secondary passwords is entered, said actions comprising limiting the level of access to the asset to be granted relative to a higher level of access granted in response to entry of the primary password, the at least one secondary password being other than a guest password or default password;

b) input means for a user to enter the user ID and a password into the security system;

c) account access means wherein the entered user ID and entered password are compared to the information in the database to determine the level of account access granted to the user according to the rules record based on the entry of a primary password or the at least one secondary password, and

d) security system administration means which allows the user to customize the rules record, including the option to specify that in response to entry of the at least one secondary password, the account access means will provide the user's choice of either partial account access or feigned account access.